Business Auto

 

What would happen if your business vehicle was stolen? What if an employee is injured while driving the company car?

 

Whether you have one or two vehicles or an entire fleet of vehicles, we offer Business Auto to protect your business assets, including your vehicles. Business auto coverage usually includes both comprehensive and liability coverage to protect your vehicle against damages and to protect your business against liability losses.

 

Most importantly, can your business afford losses if an unexpected event occurs? Contact me for more information on getting peace of mind today.

 

Collectible Auto

 

You've poured time, effort and a lot of money into your collectible auto. It's not just a hobby, it's your passion. When you're cruising beautiful country roads, the last thing you want to worry about is whether you have the right insurance policy.

 

Collectible autos aren't standard vehicles and that's why specialty insurance is so important. If you want insurance for your Collectible Auto, make sure your vehicle is covered by the specialty insurance experts. From Classics to Modifieds, we want to help you get the coverage you want.

 

We Provide: 

• Spare Parts Coverage 

Up to $250 in spare parts is covered at no additional cost.

• No Attendance Clause 

Unlike other collectible auto insurers, we don't have an attendance requirement for loss settlement. That means you can bring your car to a show and not have to worry about a loss while you're walking around and enjoying other displays.

• Agreed Value 

To protect the value of your car, the "agreed value" on your policy should represent your vehicle's current market value. In the event of a total loss you will receive the full agreed amount less any applicable deductible.

• Low Premiums 

If you're insured under a specialty policy rather than a standard policy you can save hundreds of dollars and hassles. You'll reap the rewards of a program designed with the true enthusiast in mind. The Collectible Auto Program has more features customized specifically for collectible car owners than a standard auto policy.

 

Motor Homes

 

Take to the road in your motor home and choose your own adventure. Will you drive to camp in the mountains or to take in a sporting event? You know the great outdoors. And with the open-ended possibilities that lie ahead, the right insurance shouldn't be a question.

Here are some of the Motor Home coverages we offer that aren't included in a typical auto policy: 

• Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, flood, landslide, hail, windstorm, animals, vandalism, low branches or overhangs, theft and lightning. 
• Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.

Here are some of the popular optional Motor Home coverages: 

• Total Loss Replacement Coverage that protects your motor home from the effects of depreciation. If your new-model motor home is destroyed within its first five years, we'll pay to replace it with a brand new one of similar kind and quality no matter what it costs. In years six through ten, we'll give you up to what you paid for it originally toward the purchase of another motor home. This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value (ACV) of your motor home at the time it's destroyed. ACV is the current value of your motor home. 
• Emergency Expenses Coverage that pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home. 
• Campsite/Vacation Liability Coverage that provides liability coverage when you are parked and using your motor home as a residence. 
• Replacement Cost Coverage on personal belongings destroyed or stolen. 
• Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your motor home is covered regardless of who is driving! 
• Full-Timer Coverage provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when you are using your motor home as a vehicle, a Foremost Full-Timer policy covers you when you are parked and using your rig as a residence, too.

We offer optional coverages that let you customize your policy. Some coverages may be subject to company approval or may not be available in all states.