Glass Repair and Replacement

 

Our repair and replacement program provides a network of over 12,000 national participating glass shops that provide auto and home glass replacement and repair services.

 

Upon contacting claims department, a representative will offer to explain our program and honor your preference for a repair facility. With our program we can link you directly to a local vendor who will be able to schedule an appointment at one of many in-shop facilities, or arrange to have the repair or replacement completed at your home or work, whichever is convenient for you. For home glass claims, the vendor will arrange for the technician to be dispatched directly to your home.

 

Customers participating in program receive a warranty from the glass service provider. We want you to be completely happy, which is why we stand behind the warranty offered by the glass service provider should you not be satisfied with the quality of work performed.

 

Optional/Add-on Equipment Coverage

 

Under the Comprehensive and Collision portion of your policy, optional equipment (a CD player for example) is covered only if permanently installed in the opening of the dash where the manufacturer would normally install such equipment.

 

An endorsement is available to provide coverage for optional equipment not permanently installed in the dash and for theft of items such as tapes, discs or other equipment designed for the reproduction of sound.

 

Safety Apparel Coverage

 

Helmets, gloves, boots all the stuff that protects you in an accident is expensive. It costs nothing when you know that it may one day save your life. After all, your gear is replaceable, you are not. But, if you end up getting into an accident you will have to replace some if not all of your protective gear and that can get expensive.

 

Safety Apparel Coverage is designed to provide coverage for all of the protection and safety gear related to your recreational equipment. Check to see if it is currently part of your recreational vehicle coverage, or consider adding it to your coverage if you don't already have it.

 

Contact me at any time to review your current recreational vehicle coverage or if you just purchased a new vehicle and are wondering which options are the best for you.

 

Towing Services

 

Being stranded is a horrible feeling. A flat tire, accident, or other unexpected events can leave us in the middle of nowhere, wondering how we are going to get to our destination. That's why Farmers provides an exclusive service for getting you back on the road.

 

Our Tow Program provides access to roadside assistance at any time day or night. Not only does this program provide towing to the nearest qualified repair facility, but it also provides service for lock out, battery jump start, and other labor charges performed at the place of your vehicle's disablement. And, in most cases, Farmers is billed directly, making it less hassle for you.

 

Did you know that we also provide towing services for RVs? Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your motor home is covered regardless of who is driving!

Types of Coverage

 

Specialty Coverage

 

Additional Coverage

 

10 Strategies to Reduce Your Insurance Premiums and Better Protect Your Family in less than 10 days!


 

10. Yearly Review. Review your overall protection yearly. If your credit has improved, profession has changed, accidents and/or citations become 3 years old, claims made on a homeowners policy or rental policy become 3 years old you may be in for a reduced premium. If you have not done a review, you do not have to wait for your renewal.

 

9. Your Profession May Lower your Premiums. Check with your insurer to see if they have discounts for certain types of occupations know as Affinity Programs. These affinity programs can add additional savings not only for the person who qualifies but for all members of the household. Common affinity groups are police officers, fire fighters, teachers and sometimes engineers and scientists. Always be sure to discuss your profession with your agent .

 

8. Pay Less for Your Umbrella. Umbrella policies extend your coverage beyond your auto and home liability protection. Increasing the amount of liability coverage on your auto and home will drive the cost of your umbrella down for a net overall savings.

 

7. Combine Auto, Home and Life. Many Insurance companies offer discounts for having different types of insurance within their company. These discounts can add up to 10 – 20% of savings.

 

6. Renters’ Insurance for FREE? A basic renters’ policy, which many landlords require, can virtually pay for itself by combining it with your auto coverage. The discounts available for having an auto and renters policy with the same company can save enough on your auto insurance to sometimes pay for the renters’ policy.

 

5. Credit Life Insurance. It’s not your money! Credit life insures against the inability to pay a creditor incase of loss of life. Who is the beneficiary?...the creditor not you. Give your survivors the option to do with the proceeds as they see fit. more>>